We've found
5 matches

Continue to finish up your application, your exclusive rate has been locked for the next
Cost
9.8
Experience
9.8
Flexibility
9.7
Support
9.7

9.8

BestMoney Score

Welcome Bonus

$25

Monthly Fee

$0

Interest

1.75%

e-Transfers

Unlimited

See Details
Expert Take:

Wealthsimple Chequing is a no-monthly-fee, high-interest digital chequing account with 1.75% interest, cash back on a prepaid Mastercard and free e-transfers/ATM reimbursements.

How to claim welcome bonus

  • Open an account by clicking the button
  • Deposit at least $1 into your account
  • Your $25 cash bonus will be added automatically

Benefits and features

  • $25 cash bonus just for joining
  • Earn 1.75% automatically on your balance
  • Invest and save all from the same platform.

Pros

No monthly fees and no everyday banking fees (e-transfers, ATM reimbursements, no FX fees) — great for minimizing costs.
Earn high interest on your balance, up to 1.75%. Much higher than most traditional chequing accounts.
CDIC deposit protection up to $1 million — stronger coverage than typical Canadian bank accounts.

Cons

No physical branches and app-centric support, which can mean slower customer service and limited in-person options.
Cost
9.9
Experience
9.7
Flexibility
9.6
Support
9.5

9.7

BestMoney Score

Welcome Bonus

$150

Monthly Fee

$0

Interest

0%

e-Transfers

Unlimited

See Details
Expert Take:

The Coast Capital Free Chequing, Free Debit, and More Account® is a great way to meet your essential banking needs, without a monthly fee or minimum balance required. This account is for those looking for a basic account with no frills.

Benefits and features

  • Unlimited day-to-day transactions
  • Receiving e-Transfers is free
  • Free withdrawals and deposits at ATMs

Pros

There's no monthly fee to maintain your account.
You don't have to keep a minimum balance for your account to be active.
Make unlimited day-to-day transactions.

Cons

Sending e-transfers costs $1.50
Cost
9.8
Experience
9.6
Flexibility
9.2
Support
9.5

9.5

BestMoney Score

Welcome Bonus

2.75%

Monthly Fee

$0

Interest

2.75%

e-Transfers

Unlimited

See Details
Expert Take:

The EQ Bank Personal Account offers a high-interest, fee-free, digital banking solution that combines the flexibility of a chequing account with the earning potential of a savings account, making it an excellent choice for everyday banking needs.

Benefits and features

  • Earn 2.75% interest on everyday banking
  • Free withdrawals from any ATM in Canada
  • No minimum balance required
  • Eligible for CDIC protection

Other EQ products

  • International money transfers
  • TFSA accounts
  • US Dollar accounts

Pros

Earn up to 2.75% interest on your balance, significantly higher than traditional chequing accounts.
Enjoy fee-free banking with no monthly maintenance charges, overdraft fees, or Interac e-Transfer fees.
Make unlimited bill payments and transfers without worrying about transaction limits.

Cons

As an online-only bank, EQ Bank lacks physical branches, which may be inconvenient for some users.
Cash deposits are not supported; deposits must be made via electronic transfers.
Cost
9.8
Experience
9.8
Flexibility
9.8
Support
9.8

9.8

BestMoney Score

Welcome Bonus

$40

Cashback

2.00%

Savings Interest

3.50%

Cash Advance

$2 - $250

See Details
Expert Take:

KOHO is a user-friendly Canadian finance app offering fee-free banking, competitive cash back, and high-interest savings, making it an excellent digital-first option for everyday financial management, though it lacks physical branches and joint account options.

Benefits and features

  • Spend and earn up to 2% cashback
  • Earn up to 3.5% interest on your balance
  • Build your credit score
  • Send money to over 190 countries
  • Get 3 months 50% off credit building

Fees

  • Membership fees $0-22/month

Pros

Access a 0% interest rate cash for up to $250 in cash advances
KOHO's mobile app offers features like spending insights, savings goals, and round-up transactions
Get fee-free banking and money-sending

Cons

There aren't any physical branches, this brand only offers a website and app
Cost
8.7
Experience
8.9
Flexibility
9.7
Support
10.0

9.3

BestMoney Score

Welcome Bonus

$300

Monthly Fee

$0

Interest

0.01%

e-Transfers

Unlimited

See Details
Expert Take:

Earn $300 and a $50 Skip gift card when you become a new client and open a No Fee Chequing Account and set up an eligible direct deposit of at least $100 for 3 straight months. Offer ends on on September 30, 2026.

How to Earn Welcome Bonus

  • Click the button above and open a No Fee Chequing Account.
  • Set up an eligible direct deposit of at least $100 for 3 straight months.
  • Your $300 welcome bonus will appear in your account and you'll receive a $50 Skip the Dishes gift card in your email!

Benefits and features

  • Free daily banking
  • Skip the monthly fees
  • Free access to over 3,400 CIBC ATMs across Canada

Pros

Enjoy unlimited debit purchases, bill payments, and Interac e-Transfers without worrying about monthly fees or maintaining a minimum balance.
New clients can earn up to $300 and a $50 Skip gift card by setting up an eligible direct deposit of at least $100 for three consecutive months.
Access over 3,400 CIBC ATMs nationwide for free withdrawals.

Cons

Balances in the chequing account earn a minimal interest rate of 0.01%, which is significantly lower than some high-interest savings accounts.
As an online-only bank, Simplii lacks physical branches, which might be a drawback for those who prefer in-person banking services.
Exclusive Offer Monthly
Cost
8.7
Experience
8.9
Flexibility
9.7
Support
10.0

9.3

BestMoney Score

Welcome Bonus

$300

Monthly Fee

$0

Interest

0.01%

e-Transfers

Unlimited

See Details
Expert Take:

Earn $300 and a $50 Skip gift card when you become a new client and open a No Fee Chequing Account and set up an eligible direct deposit of at least $100 for 3 straight months. Offer ends on on September 30, 2026.

How to Earn Welcome Bonus

  • Click the button above and open a No Fee Chequing Account.
  • Set up an eligible direct deposit of at least $100 for 3 straight months.
  • Your $300 welcome bonus will appear in your account and you'll receive a $50 Skip the Dishes gift card in your email!

Benefits and features

  • Free daily banking
  • Skip the monthly fees
  • Free access to over 3,400 CIBC ATMs across Canada

Pros

Enjoy unlimited debit purchases, bill payments, and Interac e-Transfers without worrying about monthly fees or maintaining a minimum balance.
New clients can earn up to $300 and a $50 Skip gift card by setting up an eligible direct deposit of at least $100 for three consecutive months.
Access over 3,400 CIBC ATMs nationwide for free withdrawals.

Cons

Balances in the chequing account earn a minimal interest rate of 0.01%, which is significantly lower than some high-interest savings accounts.
As an online-only bank, Simplii lacks physical branches, which might be a drawback for those who prefer in-person banking services.
Cost
8.7
Experience
8.9
Flexibility
9.5
Support
9.0

9.0

BestMoney Score

Tradeline

$1,500

Monthly Fee

$10

Interest

0%

Avg. Increase

28 points

See Details
Expert Take:

Kikoff is a user-friendly credit-building platform offering affordable plans from $10/month, no credit checks, and automatic Equifax reporting, making it a solid choice for Canadians with limited or poor credit histories aiming to improve their scores over time.

How it works

  • Build payment history with Equifax
  • Lower utilization with a $1,500 tradeline
  • Grow average account age & more

Benefits and features

  • Average 28 point increase after two months
  • No credit checks
  • No hidden fees
  • No interest

Pros

The Kikoff Credit Account and credit-builder loan come with 0% APR and no late fees, reducing the cost of credit building.
Kikoff reports to major credit bureaus (Equifax and TransUnion), helping users build a positive credit history.
Signing up for Kikoff doesn't involve a hard credit inquiry, making it accessible for those with limited or poor credit history.

Cons

To access certain features like a higher credit line and additional services, users must subscribe to premium plans starting at $20/month, which may be costly.
The Kikoff Credit Account's credit line is restricted to specific purchases within the Kikoff ecosystem, which may not be ideal for those seeking broader credit usage.
Cost
9.9
Experience
9.9
Flexibility
9.9
Support
9.9

9.9

BestMoney Score

Price From

$15/month

Term

1 year

Types

8

Est. Claim Processing

<30 days

See Details
Expert Take:

Square One Insurance offers customizable home insurance policies that provide comprehensive coverage against common perils such as water damage and theft. Their policies include guaranteed building replacement coverage, ensuring your home can be rebuilt to meet the latest bylaw or code changes, even if the cost exceeds your insurance limit.

Known qualification requirements

  • Personal information: Details about all residents, including legal names and addresses.
  • Insurance history: Information about current or previous insurance policies, including duration and coverage details.
  • Property details: Information about the property's age, size, and features, including building materials used.
  • Location: The geographic area of your home, which can influence rates due to varying risks and regional factors.
  • Claims history: Your property claims history, as a history of frequent claims may impact your premium rates.

Fees

  • $15/month

Types

  • Homeowners insurance
  • Condo insurance
  • Tenant insurance
  • Semi-attached house/duplex insurance
  • Seasonal home insurance
  • Second home insurance
  • Service line coverage
  • Legal protection insurance

Pros

Customizable coverage
Competitive pricing
24/7 claims support
A+ BBB rating

Cons

Limited in-person interaction
Customer service delays
Limited availability in some provinces
Cost
8.7
Experience
9.9
Flexibility
9.5
Support
9.0

9.3

BestMoney Score

Take Surveys

Get paid

Monthly Fee

$0

Pay per survey

$0.25 - $3

Min. cash out

$5

See Details
Expert Take:

Survey Junkie is a legitimate and user-friendly platform for earning extra income through online surveys, offering a low $5 cash-out threshold and a variety of rewards, though users often face frequent disqualifications and modest earnings averaging $4–$5 per hour.

How it works

  • Take surveys and get paid
  • Share where you browse & unlock higher pay
  • Redeem your payment online

Benefits and features

  • Get matched with surveys
  • Payment via PayPal or gift cards
  • Cash out when you reach just $5

Pros

Survey Junkie has paid out over $55 million in rewards and maintains a 4.1-star rating on Trustpilot with over 44,000 reviews, indicating a strong reputation among users.
The platform is easy to navigate, both on desktop and mobile, making it accessible for users of all technical skill levels.
Users can redeem earnings as soon as they reach $5, which is relatively easy to achieve with consistent participation.

Cons

Users often report being disqualified from surveys after spending time answering questions, leading to frustration and minimal compensation (typically 2–3 cents).
Most surveys pay between $0.25 and $3, with an average completion time of 10 to 20 minutes. Realistically, users can expect to earn between $20 to $40 weekly, translating to over $100 monthly, with an hourly rate typically ranging from $4 to $5.
Cost
9.8
Experience
9.8
Flexibility
9.7
Support
9.7

9.8

BestMoney Score

Trade Fee

$0

Welcome Bonus

$25

Min. Balance

$0

Types

5

See Details
Expert Take:

Wealthsimple is a solid platform for beginner and intermediate investors, offering commission-free trading on stocks and ETFs with a user-friendly interface. Its access to both Canadian and U.S. markets, along with fractional shares, makes it appealing for those starting out or looking to diversify with smaller investments. However, it lacks advanced trading tools, which may not satisfy more experienced traders, and the 1.5% currency conversion fee on U.S. trades can add up for frequent traders.

Available investment products

  • Stocks
  • Exchange-traded funds (ETFs)
  • Options
  • Margins
  • Crypto

Fees

  • Options trading: $2 per contract
  • FX fee: 1.5%

Pros

No fees on stocks and ETFs trading
Easy-to-use platform for beginners
Trade U.S. and Canadian securities seamlessly
Invest with as little as $1 in high-priced stocks

Cons

Lacks advanced tools for experienced traders
1.5% fee on CAD-USD conversions for U.S. trades