$25
$0
1.75%
Unlimited
Wealthsimple Chequing is a no-monthly-fee, high-interest digital chequing account with 1.75% interest, cash back on a prepaid Mastercard and free e-transfers/ATM reimbursements.
How to claim welcome bonus
Benefits and features
Pros
Cons
$150
$0
0%
Unlimited
The Coast Capital Free Chequing, Free Debit, and More Account® is a great way to meet your essential banking needs, without a monthly fee or minimum balance required. This account is for those looking for a basic account with no frills.
Benefits and features
Pros
Cons
2.75%
$0
2.75%
Unlimited
The EQ Bank Personal Account offers a high-interest, fee-free, digital banking solution that combines the flexibility of a chequing account with the earning potential of a savings account, making it an excellent choice for everyday banking needs.
Benefits and features
Other EQ products
Pros
Cons
$40
2.00%
3.50%
$2 - $250
KOHO is a user-friendly Canadian finance app offering fee-free banking, competitive cash back, and high-interest savings, making it an excellent digital-first option for everyday financial management, though it lacks physical branches and joint account options.
Benefits and features
Fees
Pros
Cons
$300
$0
0.01%
Unlimited
Earn $300 and a $50 Skip gift card when you become a new client and open a No Fee Chequing Account and set up an eligible direct deposit of at least $100 for 3 straight months. Offer ends on on September 30, 2026.
How to Earn Welcome Bonus
Benefits and features
Pros
Cons
$300
$0
0.01%
Unlimited
Earn $300 and a $50 Skip gift card when you become a new client and open a No Fee Chequing Account and set up an eligible direct deposit of at least $100 for 3 straight months. Offer ends on on September 30, 2026.
How to Earn Welcome Bonus
Benefits and features
Pros
Cons
$1,500
$10
0%
28 points
Kikoff is a user-friendly credit-building platform offering affordable plans from $10/month, no credit checks, and automatic Equifax reporting, making it a solid choice for Canadians with limited or poor credit histories aiming to improve their scores over time.
How it works
Benefits and features
Pros
Cons
$15/month
1 year
8
<30 days
Square One Insurance offers customizable home insurance policies that provide comprehensive coverage against common perils such as water damage and theft. Their policies include guaranteed building replacement coverage, ensuring your home can be rebuilt to meet the latest bylaw or code changes, even if the cost exceeds your insurance limit.
Known qualification requirements
Fees
Types
Pros
Cons
Get paid
$0
$0.25 - $3
$5
Survey Junkie is a legitimate and user-friendly platform for earning extra income through online surveys, offering a low $5 cash-out threshold and a variety of rewards, though users often face frequent disqualifications and modest earnings averaging $4–$5 per hour.
How it works
Benefits and features
Pros
Cons
$0
$25
$0
5
Wealthsimple is a solid platform for beginner and intermediate investors, offering commission-free trading on stocks and ETFs with a user-friendly interface. Its access to both Canadian and U.S. markets, along with fractional shares, makes it appealing for those starting out or looking to diversify with smaller investments. However, it lacks advanced trading tools, which may not satisfy more experienced traders, and the 1.5% currency conversion fee on U.S. trades can add up for frequent traders.
Available investment products
Fees
Pros
Cons