Foxquilt Review September 2026

9.4

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via FoxQuilt

9.4

BestMoney Score

Cost

10.0

Experience

9.6

Flexibility

8.9

Support

8.9

BestMoney User Recommendation

BestMoney.ca User Rating

BestMoney users strongly recommend this product giving it a score of 43, or 5 stars.

43

-100 Negative

0

+100 Positive

The recommendation score shows how satisfied customers are with a provider. A perfect +100 means all customers recommend it, while -100 means no one does. These ratings come solely from community votes and are never affected by partner payments. BestMoney also monitors and removes fraudulent reviews once identified.

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via FoxQuilt

FoxQuilt

BestMoney.ca's take: Foxquilt is built for small to medium sized businesses and B2B networks. If you're looking to save up to 35% on your business insurance and value online platform experience, they are for you.

Foxquilt Features

Super Fast Quotes

Instant policy documents via email

Excellent Experience

Streamlined and intuitive

Digitally Optimized

Embedded online experience

Highly Personalized

Tailored to your business

Foxquilt is a leading North American insurance technology company that helps small and medium-sized businesses get the insurance coverage that they need. Foxquilt was founded in 2016, and its headquarters are based in Toronto, Ontario.

Foxquilt insurance has a unique Insurance-as-a-Service platform that is powered by data and machine learning underwriting infrastructure, a technology that allows them to create insurance solutions for specific business needs.

Foxquilt currently operates across fifty US states and eight Canadian provinces, where Foxquilt Canada has built and maintained a solid reputation for commercial insurance.

Through its proprietary platform, Foxden, the company enables business owners to choose coverage confidently while conducting online payments to instantly receive their policy documents.

This Foxquilt review covers essential information about their services, together with their coverage choices, as well as prices and client feedback.

What makes Foxquilt a good option?

Here are some reasons why Foxquilt insurance services might be a:

• Tailored Insurance Solutions: Foxquilt offers exclusive policies customized to fit different business needs and goals.
• Cutting-Edge Technology Platform: Foxquilt has developed its own proprietary platform called Foxden, powered by data and machine learning underwriting infrastructure. It allows business owners to select appropriate coverages confidently, creating an entirely customized policy online.
• Significant Cost Savings: Their custom policies enable businesses to save up to 35% on premiums. Many customers report slashing their insurance costs by nearly 50% compared to previous insurers.
• Instant Policy Access: Their embedded online experience allows you to instantly quote, purchase, and receive your policy documents within minutes.
• Flexible Payment Options: Most Foxquilt reviews often highlight the convenience of their payment system because they offer flexible payment options.
• Cross-Border Coverage: Since expanding into the U.S. market in 2021, they now provide services in 45 U.S. states alongside nationwide coverage in Canada.
• Comprehensive Coverage Options: Foxquilt insurance offers commercial property insurance, cyber insurance, management liability, professional liability, commercial general liability, crime business insurance, builder’s risk insurance, and more.
• Exceptional Customer Service: Many customers mention receiving welcome calls from agents and appreciate the straightforward and easy approach to insurance.

Foxquilt products and services

Here’s a close look at Foxquilt’s main products and services:

• General Liability Insurance
• Professional Liability Insurance (Errors & Omissions):
• Commercial Property Insurance
• Cyber Insurance
• Workers’ Compensation Insurance
• Umbrella/Excess Liability Insurance
• Inland Marine Insurance
• Specialty Coverage for Contractors, eCommerce, and Personal Services
• Cross-Border US & Canada Coverage
• Digital Self-Service Platform (Foxden)

Foxquilt commissions and fees

Here’s what you need to know about the fees associated with Foxquilt :

• No Hidden Fees: There are no hidden charges or surprise fees, and all costs are clearly outlined during the quoting process.
• Competitive Premiums: Foxquilt often offers lower premiums compared to traditional insurers. Many users report savings of up to 35-50% on their business insurance.
• Commission Structure: Foxquilt operates primarily online, reducing the need for large broker commissions.
• Policy Fees: Depending on the specific coverage and business type, there may be small administrative or policy setup fees, and they are clearly communicated upfront.
• Payment Plans: Foxquilt offers flexible payment options, including monthly installments, which may include small service fees.
• No Cancellation Fees: Customers can cancel policies at any time without penalty.
• Additional Service Charges: Extra services like certificate of insurance requests or policy amendments might incur small fees.

How to get started with Foxquilt

Here’s a step-by-step guide in this Foxquilt review to help you begin your Foxquilt business insurance journey:

• Visit the Foxquilt Website: Head to the Foxquilt Canada site or use the Foxquilt login portal.
• Answer a Few Questions About Your Business: You’ll provide basic details about your business, such as your industry, operations, and coverage needs.
• Get Your Instant Quote: After entering your details, Foxquilt’s technology provides a customized quote in minutes.
• Customize and Select Your Coverage: Review your quote and adjust coverage options as needed.
• Purchase Your Policy Securely Online: Once you’re satisfied, you can purchase your policy directly online. The payment process is secure, and you can choose flexible payment plans.
• Receive Your Documents Instantly: After payment, your policy documents are emailed to you within minutes.
• Access and Manage Your Policy Anytime: With your Foxquilt login, you can access your policy documents, request certificates, or make changes to your coverage at any time, 24/7.

Foxquilt customer support

Customers can reach Foxquilt through various channels, including phone, email, and live chat on their website.

Their online support is available during regular business hours, and the Foxquilt login portal provides a self-service platform where you can manage your policies, request certificates of insurance, or update details.

Foxquilt also offers helpful resources, FAQs, and guides on their website to educate business owners about different types of insurance and best practices.

Pros and cons of Foxquilt

Here’s a clear look at what stands out and where there’s room for improvement, based on foxquilt insurance reviews and customer feedback.

Pros of Foxquilt

• Foxquilt insurance services are designed for small and medium-sized businesses.
• You can quote, purchase, and manage your Foxquilt commercial insurance entirely online, 24/7.
• Diverse products, including general liability, professional liability, cyber insurance, builder’s risk, and more.
• Affordable rates and competitive prices.
• Excellent Customer Service.

Cons of Foxquilt

• No 24-Hour Customer Service.
• No In-Person Consultations or face-to-face meetings.

Foxquilt reviews and ratings

Foxquilt reviews are overwhelmingly positive, with business owners consistently awarding them 5 stars for their fast, user-friendly online process and excellent customer service.

Many customers highlight how easy it is to get a quote, customize coverage, and receive policy documents instantly, often within an hour. Foxquilt insurance reviews also praise their competitive pricing, with some clients saving up to 50% compared to previous insurers.

Their 5-star ratings from business owners reflect high satisfaction with both their products and service quality.