PolicyAdvisor
4.9
Updated
Sep, 2026
Our Score
Cost
9.6/10
Experience
9.9/10
Flexibility
9.7/10
Support
9.8/10
Blue Cross
4.95
Updated
Sep, 2026
Our Score
Cost
9.9/10
Experience
9.9/10
Flexibility
9.9/10
Support
9.9/10
Insurance Details
Price Minimum
$10
$15
Insurance Term Minimum
10 years
10 years
Insurance Term Maximum
30 years
30 years
Claim Processing Time
1 week
1 week
Same-Day Coverage
No
No
Insurance Requirements
Age Minimum
18
18
Age Maximum
85
75
Medical Exam
Yes
Yes
Medical Questionnaire
Yes
Yes
Employment Information
No
No
Employment History
No
No
Canadian Resident
No
Yes
Income Details
No
No
Personal Information
No
No
AB Availability
Yes
Yes
BC Availability
Yes
Yes
MB Availability
Yes
Yes
NB Availability
No
Yes
NL Availability
No
Yes
NS Availability
No
Yes
NT Availability
No
Yes
NU Availability
No
Yes
ON Availability
Yes
Yes
PE Availability
No
Yes
QC Availability
No
Yes
SK Availability
No
Yes
YT Availability
No
Yes
Insurance Types
Term Life Insurance
Yes
Yes
Whole Life Insurance
Yes
No
Universal Life Insurance
Yes
No
Simplified Issue Life Insurance
Yes
No
Guranteed Life Insurance
Yes
No
Joint Life Insurance
Yes
No
Platform
Broker
No
No
Direct Insurer
Yes
Yes
Website
Yes
Yes
Mobile App
No
Yes
24/7 Support
No
No
Chat Support
No
No
Online Application
Yes
Yes
Online Claim Filing
No
Yes
Overview of PolicyAdvisor vs Blue Cross
PolicyAdvisor and Blue Cross are places where Canadians can go to get life insurance. PolicyAdvisor is a life insurance brokerage while Blue Cross is an insurance company.
Is PolicyAdvisor better than Blue Cross?
PolicyAdvisor provides a user-friendly online service and gets customers policies with their insurer partners. This makes them a great place to get life insurance.
Is PolicyAdvisor cheaper than Blue Cross?
PolicyAdvisor may provide a cheaper quote than Blue Cross because they have access to more than one life insurance company.
Pros and cons of PolicyAdvisor vs Blue Cross
Here are some pros of PolicyAdvisor vs Blue Cross life insurance:
- You get a great online experience
- Get a quote from PolicyAdvisor’s range of insurer partners
Here are some cons of PolicyAdvisor vs Blue Cross life insurance:
- PolicyAdvisor is not a direct insurer
- PolicyAdvisor is not available in all provinces
Key differences between PolicyAdvisor and Blue Cross
The key difference between PolicyAdvisor and Blue Cross is that PolicyAdvisor is a brokerage while Blue Cross is an insurer.
