PolicyAdvisor
4.9
Updated
Sep, 2026
Our Score
Cost
9.6/10
Experience
9.9/10
Flexibility
9.7/10
Support
9.8/10
RBC Insurance
3.7
Updated
Sep, 2026
Our Score
Cost
7.8/10
Experience
7.1/10
Flexibility
6.7/10
Support
7.9/10
Insurance Details
Price Minimum
$10
$12.22
Insurance Term Minimum
10 years
10
Insurance Term Maximum
30 years
30 years
Claim Processing Time
1 week
1 week
Same-Day Coverage
No
No
Insurance Requirements
Age Minimum
18
0
Age Maximum
85
85
Medical Exam
Yes
Yes
Medical Questionnaire
Yes
Yes
Employment Information
No
Yes
Employment History
No
Yes
Canadian Resident
No
Yes
Income Details
No
No
Personal Information
No
Yes
AB Availability
Yes
Yes
BC Availability
Yes
Yes
MB Availability
Yes
Yes
NB Availability
No
Yes
NL Availability
No
Yes
NS Availability
No
Yes
NT Availability
No
Yes
NU Availability
No
Yes
ON Availability
Yes
Yes
PE Availability
No
Yes
QC Availability
No
Yes
SK Availability
No
Yes
YT Availability
No
Yes
Insurance Types
Term Life Insurance
Yes
Yes
Whole Life Insurance
Yes
No
Universal Life Insurance
Yes
No
Simplified Issue Life Insurance
Yes
No
Guranteed Life Insurance
Yes
No
Joint Life Insurance
Yes
No
Platform
Broker
No
No
Direct Insurer
Yes
Yes
Website
Yes
Yes
Mobile App
No
Yes
24/7 Support
No
No
Chat Support
No
No
Online Application
Yes
Yes
Online Claim Filing
No
No
Overview of PolicyAdvisor vs RBC Insurance
PolicyAdvisor and RBC Insurance are both places you can get life insurance in Canada. PolicyAdvisor is a brokerage while RBC Insurance is an insurer.
Is PolicyAdvisor better than RBC Insurance?
PolicyAdvisor is a better option than RBC Insurance as they can compare insurers from their broker network.
Is PolicyAdvisor cheaper than RBC Insurance?
PolicyAdvisor may provide cheaper life insurance quotes than RBC Insurance.
Pros and cons of PolicyAdvisor vs RBC Insurance
Pros of PolicyAdvisor vs RBC Insurance for life insurance:
- PolicyAdvisor provides a convenient user experience
- PolicyAdvisor has a range of insurers to get your policy from
Cons of PolicyAdvisor vs RBC Insurance for life insurance:
- PolicyAdvisor isn’t a direct insurer
Key differences between PolicyAdvisor and RBC Insurance
The key difference between PolicyAdvisor and RBC Insurance is that PolicyAdvisor is a brokerage and RBC Insurance is an insurer.
