Youset Home Insurance Review September 2026

9.6

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via YouSet

9.6

BestMoney Score

Cost

9.9

Experience

9.5

Flexibility

9.1

Support

9.8

BestMoney User Recommendation

BestMoney.ca User Rating

BestMoney users this product giving it a score of 34, or 0 stars.

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0

+100 Positive

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YouSet

BestMoney.ca's take: YouSet lets you compare and buy customizable home insurance online in minutes, with savings of up to 29% and extra discounts when bundling with auto.

Youset Features

Get Discounts

Save 29% on average with Youset

Bundle & Save

Get home, condo, tenant, or car insurance

Quick Service

Get insured in less than 4 minutes, online

Trusted Provider

Trusted by over 250,000 users

Every Canadian household requires home insurance coverage. The protection of your residence holds great significance considering the unpredictable weather patterns, increasing real estate prices and continuous threats of property loss or theft.

At this point, a good home insurance policy can save you from financial disaster if something unexpected happens, and this is where Youset comes in.

Youset Home Insurance has been getting attention and recognition from the insurance market in Canada since it introduced its technological solutions for home protection methods.

This Youset Home Insurance review will cover all aspects of Youset Home Insurance, including the company background as well as feature details and pricing information and a comparison with competitors.

This review will help new homeowners and existing policyholders determine their suitability for Youset insurance coverage.

Youset company background

Youset Insurance was founded in 2017 by Xavier Freeman and Fellipe Monteiro, with headquarters in Montreal and Toronto. The aim of the organization is to build an insurance platform that delivers maximum efficiency and is loved by users in Canada.

Youset operates as an online insurance broker that connects Canadians with multiple home and car insurance providers to help them find the best deals and coverage.

The company leverages smart technology to make the insurance process smooth and easy. Users can view premium quotes from leading insurers and finalize their policy details and online acquisition in just under four minutes.

Youset insurance is available in Quebec and Ontario, and it plans to expand across other cities in Canada. The platform is trusted by over 250,000 users, and it aims to save customers time and money while delivering top-notch customer service.

What makes Youset home insurance a good option?

Youset Home Insurance stands out in a crowded market for several reasons. Here’s why many Canadians are choosing Youset insurance:

• You get to compare multiple home insurance quotes online in under four minutes.
• Average customer savings of 29% on premiums compared to traditional providers.
• 100% digital experience. You get quotes, customize coverage, and buy your policy all online.
• It offers personalized coverage options to fit your unique needs and budget.
• Exclusive rates and discounts from top insurance companies.
• Bundle home and auto insurance for an extra 15% savings.
• Trusted by over 250,000 users with a 4.9/5 customer satisfaction rating.
• Bilingual support (English and French), and it has a website that is easy to navigate.
• Licensed and regulated by provincial authorities in all regions they serve.

Key features of Youset home insurance

When you choose Youset Home Insurance, you get access to a range of features designed for Canadian homeowners:

• Liability insurance to protect you from lawsuits if someone is injured on your property.
• Coverage for personal belongings, including electronics, furniture, and clothing.
• Additional living expenses coverage if you need to move out temporarily due to damage.
• Optional add-ons like theft, burglary, water damage, and identity theft protection.
• Fast, easy claims process with personalized support via chat, email, or phone.
• Ability to customize your policy with different deductibles and coverage limits.
• Transparent terms and conditions, privacy policy, and complaints process are available online.
• Multilingual website (English and French).
• Option to bundle with car insurance for even more savings.
• Instant coverage confirmation and policy documents delivered by email.
• Modern, user-friendly online platform powered by advanced technology.

Youset pricing and commission

Home insurance customers save an average of 29% when they choose to use Youset instead of traditional brokers and insurers.

This is possible because Youset insurance uses technology to compare multiple quotes and find the best rates for your unique situation.

Also, Youset does not charge customers extra fees for using their platform. Instead, they earn a commission from the insurance providers when you buy a policy through their site.

Youset also offers special discounts, such as bundling home and auto insurance for an additional 15% off your premiums. All pricing is transparent, and you’ll see a clear breakdown of your costs before you commit to a policy.

How to get started with Youset home insurance

Getting started with Youset Home Insurance is quick and easy. Here’s how the process works:

• Visit the Youset website and select the type of insurance you need (home, condo, tenant, or car).
• Fill out a simple online application with details about your home and coverage preferences.
• Youset’s smart technology compares quotes from multiple insurance providers in under four minutes.
• Review your personalized quotes and choose the policy that fits your needs and budget.
• Customize your coverage by selecting add-ons, deductibles, and coverage limits.
• Enter your payment information and complete your purchase online.
• Receive instant confirmation and policy documents by email.
• Access support anytime via chat, email, or phone if you need help or want to make changes.

Pros and cons of Youset home insurance

Here’s a quick look at the pros and cons of Youset Home Insurance:

Pros of Youset

• Fast, fully digital insurance shopping experience.
• Average savings of 29% on premiums.
• Compare multiple quotes in minutes.
• Personalized coverage options and easy policy customization.
• Bundle discounts for home and auto insurance.
• Excellent customer satisfaction (4.9/5 rating).
• Bilingual support and a user-friendly website.
• Transparent pricing and no hidden fees.
• Regulated and licensed in all served provinces.

Cons of Youset

• Currently only available in Quebec and Ontario.
• No in-person offices for those who prefer face-to-face service.
• As a broker, Youset doesn’t underwrite policies directly—your policy is with a partner insurer.

How Youset Home Insurance Compares With Competitors

Let’s see how Youset Home Insurance stacks up against traditional insurers and other online brokers:

Best

9.9

Price From

$15/month

Term

1 year

Types

8

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Via BestMoney

9.8

Price From

$16/month

Term

1 year

Types

5

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Via BestMoney

9.6

Price From

$15.45/month

Term

1 year

Types

3

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Via BestMoney

Youset home insurance reviews and rating

Youset Home Insurance has earned high praise from customers across Canada.

With over 250,000 users and thousands of online reviews, Youset maintains an impressive 4.9 out of 5 rating on Google and Facebook. Customers highlight the platform’s ease of use, fast quote process, and significant savings as key benefits.

A customer mentioned in their review that they saved over $500 on their home insurance with Youset, saying “the process was super easy and took less than five minutes.”

Another customer was quoted to say, “The website is simple to use, and I loved being able to compare quotes from different companies. Customer support was quick and helpful when I had questions about my policy.”