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Updated September 2026

Insurely vs Intact Insurance

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Written By BestMoney
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BestMoney
Editor, Writer
Expertise
Personal Loans
Business Loans
Home Insurance

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Reviewed By Edwin Gan
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BestMoney
Editor, Writer

Top 5 Lenders

Overall
Homowner
Tenant
1
Square One
2
Insurely
3
YouSet
4
APOLLO Insurance
5
Intact Insurance
1
Square One
2
Insurely
3
YouSet
4
APOLLO Insurance
5
Intact Insurance
1
Square One
2
Insurely
3
YouSet
4
APOLLO Insurance
5
Intact Insurance
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Insurance Details
Price Minimum
$16
$80
Insurance Term Minimum
1 year
1 year
Insurance Term Maximum
1 year
1 year
Claim Processing Time
1 week
1 month
Same-Day Coverage
No
No
Insurance Requirements
AB Availability
Yes
Yes
BC Availability
Yes
Yes
MB Availability
Yes
Yes
NB Availability
No
Yes
NL Availability
No
Yes
NS Availability
No
Yes
NT Availability
No
Yes
NU Availability
No
Yes
ON Availability
No
Yes
PE Availability
No
Yes
QC Availability
No
Yes
SK Availability
Yes
Yes
YT Availability
No
Yes
Insurance Type
Homeowners Insurance
Yes
Yes
Tenant Insurance
Yes
Yes
Condo Insurance
Yes
Yes
Semi-Attached House/Duplex Insurance
Yes
Yes
Seasonal Home Insurance
No
Yes
Second Home Insurance
No
No
Service Line Coverage
No
No
Legal Protection Insurance
No
No
Platform
Broker
No
No
Direct Insurer
Yes
Yes
Website
Yes
Yes
Mobile App
No
Yes
24/7 Support
Yes
Yes
Chat Support
No
No
Online Application
Yes
Yes
Online Claim Filing
Yes
Yes

Overview of Insurely vs Intact Insurance

Insurely and Intact Insurance are both online home insurance providers in Canada. Insurely’s main offering is home insurance while Intact covers several types of insurance including car, business and home insurance.

Is Insurely better than Intact Insurance?

Insurely may be a better home insurance experience than Intact Insurance because they specialize in home insurance. Intact Insurance covers several insurance products.

Is Insurely cheaper than Intact Insurance?

Insurely may provide cheaper home insurance than Intact Insurance. It’s best if you get a couple of quotes before committing to a home insurance policy to be sure.

Pros and cons of Insurely vs Intact Insurance

Some pros of Insurely vs Intact Insurance when it comes to home insurance include:

  • Competitive pricing
  • Coverage in several Canadian provinces

Here are some cons to be aware of for Insurely and Intact Insurance:

  • Intact covers several products so it may be better to go to a brand specializing in what you want

Key differences between Insurely and Intact Insurance

The key difference between Insurely vs Intact Insurance is that Insurely’s main product is home insurance and Intact covers a range of insurance products.

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