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Updated September 2026

Square One vs Intact Insurance

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Written By BestMoney
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BestMoney
Editor, Writer
Expertise
Personal Loans
Business Loans
Home Insurance

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Reviewed By Edwin Gan
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BestMoney
Editor, Writer

Top 5 Lenders

Overall
Homowner
Tenant
1
Square One
2
Insurely
3
YouSet
4
APOLLO Insurance
5
Intact Insurance
1
Square One
2
Insurely
3
YouSet
4
APOLLO Insurance
5
Intact Insurance
1
Square One
2
Insurely
3
YouSet
4
APOLLO Insurance
5
Intact Insurance
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Insurance Details
Price Minimum
$15
$80
Insurance Term Minimum
1 year
1 year
Insurance Term Maximum
1 year
1 year
Claim Processing Time
1 month
1 month
Same-Day Coverage
No
No
Insurance Requirements
AB Availability
Yes
Yes
BC Availability
Yes
Yes
MB Availability
Yes
Yes
NB Availability
No
Yes
NL Availability
No
Yes
NS Availability
No
Yes
NT Availability
No
Yes
NU Availability
No
Yes
ON Availability
Yes
Yes
PE Availability
No
Yes
QC Availability
No
Yes
SK Availability
Yes
Yes
YT Availability
No
Yes
Insurance Type
Homeowners Insurance
Yes
Yes
Tenant Insurance
Yes
Yes
Condo Insurance
Yes
Yes
Semi-Attached House/Duplex Insurance
Yes
Yes
Seasonal Home Insurance
Yes
Yes
Second Home Insurance
Yes
No
Service Line Coverage
Yes
No
Legal Protection Insurance
Yes
No
Platform
Broker
No
No
Direct Insurer
Yes
Yes
Website
Yes
Yes
Mobile App
No
Yes
24/7 Support
Yes
Yes
Chat Support
Yes
No
Online Application
Yes
Yes
Online Claim Filing
Yes
Yes

Overview of Square One vs Intact Insurance

Square One is a Canadian online home insurance provider offering customizable coverage, quick digital quotes, and fully online policy management. Intact Insurance is one of Canada’s largest home insurers, providing a wide range of coverage options through brokers and agents, with extensive experience and personalized support.

Is Square One better than Intact Insurance?

Square One is better for homeowners who prefer a fully digital experience with quick, customizable policies. Intact Insurance is better for those who want access to a wide variety of coverage options and the reassurance of working with a well-established insurer and brokers.

Is Square One cheaper than Intact Insurance?

Square One often provides competitive pricing due to its online platform and customizable coverage options. Intact Insurance pricing varies depending on property, location, and broker fees, and may be higher in some cases.

Pros and cons of Square One vs Intact Insurance

Pros of Square One vs Intact Insurance home insurance:

  • Fully digital application and policy management (Square One)
  • Customizable coverage options (Square One)
  • Quick online quotes (Square One)
  • Established insurer with a broad range of products (Intact)
  • Personalized broker support and customer service (Intact)

Cons of Square One vs Intact Insurance home insurance:

  • Less flexibility in fully digital policy management (Intact)
  • Limited in-person support (Square One)
  • May not offer as extensive add-on coverage options (Square One)
  • Pricing can vary depending on broker and location (Intact)

Key differences between Square One and Intact Insurance

Square One emphasizes fully digital, customizable home insurance policies for convenience and speed, while Intact Insurance offers a broader range of traditional home insurance products, with personalized support through brokers and a well-established national presence.

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