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Updated September 2026

Square One vs Aviva

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Written By BestMoney
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BestMoney
Editor, Writer
Expertise
Personal Loans
Business Loans
Home Insurance

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Reviewed By Edwin Gan
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BestMoney
Editor, Writer

Top 5 Lenders

Overall
Homowner
Tenant
1
Square One
2
Insurely
3
YouSet
4
APOLLO Insurance
5
Intact Insurance
1
Square One
2
Insurely
3
YouSet
4
APOLLO Insurance
5
Intact Insurance
1
Square One
2
Insurely
3
YouSet
4
APOLLO Insurance
5
Intact Insurance
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Insurance Details
Price Minimum
$15
$60
Insurance Term Minimum
1 year
1 year
Insurance Term Maximum
1 year
1 year
Claim Processing Time
1 month
1 week
Same-Day Coverage
No
No
Insurance Requirements
AB Availability
Yes
Yes
BC Availability
Yes
Yes
MB Availability
Yes
Yes
NB Availability
No
Yes
NL Availability
No
Yes
NS Availability
No
Yes
NT Availability
No
Yes
NU Availability
No
Yes
ON Availability
Yes
Yes
PE Availability
No
Yes
QC Availability
No
Yes
SK Availability
Yes
Yes
YT Availability
No
Yes
Insurance Type
Homeowners Insurance
Yes
Yes
Tenant Insurance
Yes
Yes
Condo Insurance
Yes
Yes
Semi-Attached House/Duplex Insurance
Yes
Yes
Seasonal Home Insurance
Yes
No
Second Home Insurance
Yes
No
Service Line Coverage
Yes
Yes
Legal Protection Insurance
Yes
No
Platform
Broker
No
No
Direct Insurer
Yes
Yes
Website
Yes
Yes
Mobile App
No
No
24/7 Support
Yes
Yes
Chat Support
Yes
No
Online Application
Yes
Yes
Online Claim Filing
Yes
Yes

Overview of Square One vs Aviva

Square One is a modern, online-focused home insurance provider offering fully customizable coverage. Aviva is one of Canada’s largest traditional insurers, providing a wide range of home insurance options through brokers and direct channels.

Is Square One better than Aviva?

It depends on your preferences. Square One is great for homeowners who want flexibility and easy online management, while Aviva is ideal for those seeking a well-established insurer with broad coverage and broker support.

Is Square One cheaper than Aviva?

Square One often offers competitive pricing by letting customers pay only for the coverage they choose. Aviva’s rates vary based on your location, property, and policy details, sometimes higher, but backed by comprehensive protection and strong financial stability.

Pros and cons of Square One vs Aviva

Square One: Flexible coverage, easy online setup, often lower cost; less traditional broker support.
Aviva: Established reputation, extensive coverage, broker guidance; pricing may be higher for some homes.

Key differences between Square One and Aviva

Square One focuses on a digital, customizable approach to home insurance. Aviva offers traditional, full-service coverage with a long-standing presence in the Canadian market.

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