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Updated September 2026

Square One vs Onlia

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Written By BestMoney
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BestMoney
Editor, Writer
Expertise
Personal Loans
Business Loans
Home Insurance

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Reviewed By Edwin Gan
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BestMoney
Editor, Writer

Top 5 Lenders

Overall
Homowner
Tenant
1
Square One
2
Insurely
3
YouSet
4
APOLLO Insurance
5
Intact Insurance
1
Square One
2
Insurely
3
YouSet
4
APOLLO Insurance
5
Intact Insurance
1
Square One
2
Insurely
3
YouSet
4
APOLLO Insurance
5
Intact Insurance
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Insurance Details
Price Minimum
$15
$80
Insurance Term Minimum
1 year
1 year
Insurance Term Maximum
1 year
1 year
Claim Processing Time
1 month
1 day
Same-Day Coverage
No
Yes
Insurance Requirements
AB Availability
Yes
Yes
BC Availability
Yes
Yes
MB Availability
Yes
No
NB Availability
No
No
NL Availability
No
No
NS Availability
No
Yes
NT Availability
No
No
NU Availability
No
No
ON Availability
Yes
Yes
PE Availability
No
No
QC Availability
No
No
SK Availability
Yes
Yes
YT Availability
No
No
Insurance Type
Homeowners Insurance
Yes
Yes
Tenant Insurance
Yes
Yes
Condo Insurance
Yes
v
Semi-Attached House/Duplex Insurance
Yes
Yes
Seasonal Home Insurance
Yes
Yes
Second Home Insurance
Yes
Yes
Service Line Coverage
Yes
No
Legal Protection Insurance
Yes
No
Platform
Broker
No
No
Direct Insurer
Yes
Yes
Website
Yes
Yes
Mobile App
No
No
24/7 Support
Yes
Yes
Chat Support
Yes
Yes
Online Application
Yes
Yes
Online Claim Filing
Yes
Yes

Overview of Square One vs Onlia

Square One is a Canadian online home insurance provider offering customizable coverage, fast digital quotes, and fully online policy management. Onlia is a Canadian digital insurer that provides home and auto insurance with a focus on simplified, flexible policies and a fully online experience.

Is Square One better than Onlia?

Square One is better for homeowners who want highly customizable coverage and detailed control over their policy options. Onlia is better for those who prefer simple, flexible insurance with easy online management and bundled policy options.

Is Square One cheaper than Onlia?

Square One often offers competitive pricing for tailored home insurance policies. Onlia may be cheaper for standard policies, especially when bundling home and auto insurance, though customization options are more limited.

Pros and cons of Square One vs Onlia

Pros of Square One vs Onlia home insurance:

  • Fully digital application and policy management (Square One)
  • Highly customizable coverage options (Square One)
  • Quick online quotes (Square One)
  • Simplified policies with flexible online management (Onlia)
  • Discounts for bundled insurance products (Onlia)

Cons of Square One vs Onlia home insurance:

  • Fewer options for detailed policy adjustments (Onlia)
  • Limited in-person support (Square One)
  • May be more expensive for basic policies (Square One)
  • Less flexibility for highly customized coverage (Onlia)

Key differences between Square One and Onlia

Square One focuses on highly customizable, fully digital home insurance policies for homeowners who want control over coverage, while Onlia emphasizes simplified, flexible policies with bundling options and an entirely online experience.

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