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Updated September 2026

Square One vs TD Insurance

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Written By BestMoney
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BestMoney
Editor, Writer
Expertise
Personal Loans
Business Loans
Home Insurance

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Reviewed By Edwin Gan
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BestMoney
Editor, Writer

Top 5 Lenders

Overall
Homowner
Tenant
1
Square One
2
Insurely
3
YouSet
4
APOLLO Insurance
5
Intact Insurance
1
Square One
2
Insurely
3
YouSet
4
APOLLO Insurance
5
Intact Insurance
1
Square One
2
Insurely
3
YouSet
4
APOLLO Insurance
5
Intact Insurance
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Via BestMoney
3.9
Updated
Sep, 2026
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Our Score
Cost
8.7/10
Experience
8.4/10
Flexibility
7.6/10
Support
6.5/10
Insurance Details
Price Minimum
$15
$20
Insurance Term Minimum
1 year
1 year
Insurance Term Maximum
1 year
1 year
Claim Processing Time
1 month
1 month
Same-Day Coverage
No
No
Insurance Requirements
AB Availability
Yes
Yes
BC Availability
Yes
Yes
MB Availability
Yes
Yes
NB Availability
No
Yes
NL Availability
No
Yes
NS Availability
No
Yes
NT Availability
No
Yes
NU Availability
No
Yes
ON Availability
Yes
Yes
PE Availability
No
Yes
QC Availability
No
Yes
SK Availability
Yes
Yes
YT Availability
No
Yes
Insurance Type
Homeowners Insurance
Yes
Yes
Tenant Insurance
Yes
Yes
Condo Insurance
Yes
Yes
Semi-Attached House/Duplex Insurance
Yes
Yes
Seasonal Home Insurance
Yes
Yes
Second Home Insurance
Yes
No
Service Line Coverage
Yes
No
Legal Protection Insurance
Yes
No
Platform
Broker
No
No
Direct Insurer
Yes
Yes
Website
Yes
Yes
Mobile App
No
Yes
24/7 Support
Yes
No
Chat Support
Yes
No
Online Application
Yes
Yes
Online Claim Filing
Yes
Yes

Overview of Square One vs TD Insurance

Square One is a fully digital home insurance provider offering customizable coverage and fast online quotes. TD Insurance is a major Canadian insurer providing traditional home insurance with extensive coverage options and bundling opportunities.

Is Square One better than TD Insurance?

Square One is better for homeowners who want flexibility, personalized coverage, and online policy management. TD Insurance is a strong option for those who prefer working with a large, established insurer and want to bundle multiple insurance products for potential savings.

Is Square One cheaper than TD Insurance?

Square One can be more affordable for homeowners who only want to pay for specific coverages. TD Insurance may offer competitive pricing through bundling with auto or other products, but standard policies can include extras that increase costs.

Pros and cons of Square One vs TD Insurance

Pros of Square One vs TD Insurance home insurance:

  • Fully customizable coverage and fast online quotes (Square One)
  • Simple digital policy management (Square One)
  • Strong reputation and broad coverage options (TD Insurance)
  • Discounts available through bundling (TD Insurance)

Cons of Square One vs TD Insurance home insurance:

  • Standard packages may include unnecessary coverage (TD Insurance)
  • No in-person broker or branch support (Square One)
  • Limited bundling opportunities compared to banks (Square One)
  • Less policy flexibility (TD Insurance)

Key differences between Square One and TD Insurance

Square One focuses on flexibility and digital convenience with tailored coverage, while TD Insurance offers traditional, comprehensive home insurance backed by a major financial institution with bundling advantages.

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