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Updated September 2026

Square One vs Belairdirect

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Written By BestMoney
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BestMoney
Editor, Writer
Expertise
Personal Loans
Business Loans
Home Insurance

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Reviewed By Edwin Gan
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BestMoney
Editor, Writer

Top 5 Lenders

Overall
Homowner
Tenant
1
Square One
2
Insurely
3
YouSet
4
APOLLO Insurance
5
Intact Insurance
1
Square One
2
Insurely
3
YouSet
4
APOLLO Insurance
5
Intact Insurance
1
Square One
2
Insurely
3
YouSet
4
APOLLO Insurance
5
Intact Insurance
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Via BestMoney
3.3
Updated
Sep, 2026
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Our Score
Cost
4.7/10
Experience
7.6/10
Flexibility
5.8/10
Support
8.4/10
Insurance Details
Price Minimum
$15
$41.66
Insurance Term Minimum
1 year
1 year
Insurance Term Maximum
1 year
1 year
Claim Processing Time
1 month
1 month
Same-Day Coverage
No
No
Insurance Requirements
AB Availability
Yes
Yes
BC Availability
Yes
Yes
MB Availability
Yes
No
NB Availability
No
Yes
NL Availability
No
Yes
NS Availability
No
Yes
NT Availability
No
Yes
NU Availability
No
No
ON Availability
Yes
Yes
PE Availability
No
Yes
QC Availability
No
Yes
SK Availability
Yes
No
YT Availability
No
No
Insurance Type
Homeowners Insurance
Yes
Yes
Tenant Insurance
Yes
Yes
Condo Insurance
Yes
Yes
Semi-Attached House/Duplex Insurance
Yes
Yes
Seasonal Home Insurance
Yes
No
Second Home Insurance
Yes
No
Service Line Coverage
Yes
No
Legal Protection Insurance
Yes
No
Platform
Broker
No
No
Direct Insurer
Yes
Yes
Website
Yes
Yes
Mobile App
No
Yes
24/7 Support
Yes
Yes
Chat Support
Yes
No
Online Application
Yes
Yes
Online Claim Filing
Yes
Yes

Overview of Square One vs Belairdirect

Square One is a digital-first home insurance provider that lets you build a policy to fit your exact needs. Belairdirect is a well-known Canadian insurer offering bundled coverage and personalized support through both online tools and agents.

Is Square One better than Belairdirect?

Each appeals to different homeowners. Square One is ideal if you prefer flexibility and full control online, while Belairdirect suits those who value a mix of digital convenience and traditional insurance support.

Is Square One cheaper than Belairdirect?

Square One often stands out for its competitive pricing thanks to fully customizable policies. Belairdirect can be affordable too, especially if you bundle home and auto. But pricing depends on your location, coverage, and discounts.

Pros and cons of Square One vs Belairdirect

Square One: Customizable coverage, strong digital tools, often lower cost; limited in-person support.
Belairdirect: Established brand, bundling discounts, hybrid service options; pricing may be less flexible.

Key differences between Square One and Belairdirect

Square One focuses on customization and simplicity through an online platform. Belairdirect blends traditional insurance expertise with modern tools, offering more bundled options and broader brand recognition.

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