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Updated September 2026

Square One vs PC Insurance

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Written By BestMoney
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BestMoney
Editor, Writer
Expertise
Personal Loans
Business Loans
Home Insurance

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Reviewed By Edwin Gan
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BestMoney
Editor, Writer

Top 5 Lenders

Overall
Homowner
Tenant
1
Square One
2
Insurely
3
YouSet
4
APOLLO Insurance
5
Intact Insurance
1
Square One
2
Insurely
3
YouSet
4
APOLLO Insurance
5
Intact Insurance
1
Square One
2
Insurely
3
YouSet
4
APOLLO Insurance
5
Intact Insurance
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Via BestMoney
3.3
Updated
Sep, 2026
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Our Score
Cost
6.3/10
Experience
6.7/10
Flexibility
7.3/10
Support
6.2/10
Insurance Details
Price Minimum
$15
$60
Insurance Term Minimum
1 year
1 year
Insurance Term Maximum
1 year
1 year
Claim Processing Time
1 month
1 week
Same-Day Coverage
No
No
Insurance Requirements
AB Availability
Yes
Yes
BC Availability
Yes
Yes
MB Availability
Yes
Yes
NB Availability
No
Yes
NL Availability
No
Yes
NS Availability
No
Yes
NT Availability
No
Yes
NU Availability
No
Yes
ON Availability
Yes
Yes
PE Availability
No
Yes
QC Availability
No
No
SK Availability
Yes
Yes
YT Availability
No
Yes
Insurance Type
Homeowners Insurance
Yes
Yes
Tenant Insurance
Yes
Yes
Condo Insurance
Yes
Yes
Semi-Attached House/Duplex Insurance
Yes
Yes
Seasonal Home Insurance
Yes
Yes
Second Home Insurance
Yes
No
Service Line Coverage
Yes
No
Legal Protection Insurance
Yes
No
Platform
Broker
No
No
Direct Insurer
Yes
Yes
Website
Yes
Yes
Mobile App
No
Yes
24/7 Support
Yes
Yes
Chat Support
Yes
No
Online Application
Yes
Yes
Online Claim Filing
Yes
Yes

Overview of Square One vs PC Insurance

Square One is a digital home insurance provider known for customizable coverage and fast online quotes. PC Insurance, offered by President’s Choice Financial, provides home insurance through partnerships with major insurers, focusing on bundled discounts and customer perks.

Is Square One better than PC Insurance?

Square One is better for homeowners who want tailored coverage and full online policy control. PC Insurance is better for those who prefer working with a broker to access multiple insurers and bundle their home insurance with other products.

Is Square One cheaper than PC Insurance?

Square One can be cost-effective for customized coverage without unnecessary extras. PC Insurance may offer lower rates for customers who bundle home insurance with auto or other products through their network of providers.

Pros and cons of Square One vs PC Insurance

Pros of Square One vs PC Insurance home insurance:

  • Fully digital quoting and policy management (Square One)
  • Highly customizable coverage options (Square One)
  • Potential savings through bundling with auto or other products (PC Insurance)
  • Access to multiple insurers through one broker (PC Insurance)

Cons of Square One vs PC Insurance home insurance:

  • Policy management can vary by partner insurer (PC Insurance)
  • No in-person broker support (Square One)
  • May not offer the best bundling discounts (Square One)
  • Less direct control over policy customization (PC Insurance)

Key differences between Square One and PC Insurance

Square One focuses on fully digital, customizable home insurance for homeowners who want control and flexibility, while PC Insurance connects customers to partner insurers to find competitive bundled coverage options through a broker model.

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